Masked Payments
Shop without worry
Use virtual cards to protect your real payment information from data breaches, fraud, and unwanted subscriptions.
Your Virtual Card
Locked & Protected
Ivy Virtual
4829 2741 0936 8203
Expires
04/29
CVV
•••
Limit
$250
This is a demo. Sign up to create real virtual cards.
Why Virtual Cards Matter
Your real card number is at risk every time you shop online.
Security
Generate unique card numbers for every purchase. If a merchant gets breached, your real card is never exposed. Cancel any virtual card instantly with one click.
Privacy
Merchants never see your real card details. Use one-time cards for single purchases to prevent unauthorized charges, or reloadable cards for ongoing subscriptions.
Control
Set spending limits, pause subscriptions, and cancel cards instantly. Take full control of every payment without affecting your real bank account.
How it works
Three steps to safer payments.
STEP 01
Create Virtual Cards
Generate a new virtual card number in seconds. Choose one-time use cards for single purchases or reloadable cards for subscriptions.
STEP 02
Shop Securely
Use your virtual card at checkout just like any other card. The merchant processes the payment normally but never sees your real card details.
STEP 03
Stay in Control
Monitor all transactions in real time. Pause or cancel any card instantly. Set spending limits to prevent unexpected charges. Your real card stays completely protected.
$32B
Fraud Losses
1.6B
Breached Cards
50K+
Users Protected
1.5M+
Cards Created
Frequently Asked Questions
Everything you need to know about virtual cards.
How many virtual cards can I create?
With Ivy Pro, you can create up to 35 virtual cards. With Ivy Ultimate, the 35 card limit does not apply. Daily and weekly creation limits apply to all plans for your security.
Are there fees for using virtual cards?
When funding with a credit or debit card, a fee of $0.30 + 2.9% of the deposit amount applies. Bank account (ACH) funding has no fees for both Pro and Ultimate plans. If you close a card and refund the remaining balance to a credit/debit card, the fee of $0.30 + 2.9% is not refunded.
Can I use virtual cards anywhere online?
Yes! Virtual cards work at any online merchant that accepts card payments. Simply enter the virtual card details just like you would with a regular card during checkout.
What happens if a virtual card is compromised?
That's the beauty of virtual cards! If one is compromised in a data breach, simply disable or delete that specific virtual card. Your real card information remains safe, and you can create a new virtual card instantly without disrupting your other cards or accounts.
Can I set spending limits on virtual cards?
Absolutely! You can set custom spending limits on each virtual card, making them perfect for managing subscriptions, controlling budgets, or limiting potential fraud damage. Pause or cancel any card at any time with a single tap.
Trusted by real people.
From first-time smartphone users to senior engineers.
50K+
Protected users
2M+
Threats blocked
4.8
App Store rating
99.9%
Uptime
"I haven't thought about security once in 6 months."
"I used to worry constantly about my accounts getting hacked. With Ivy, it just... handles itself. The biometric login is so seamless I forget it's even there."
"100+ masked emails. Zero spam in my real inbox."
"When a service gets breached, I just delete that masked email. My real address has never been exposed. It's the most elegant solution I've ever used."
"Ivy caught a fraud attempt I would have missed."
"A site I was about to buy from had a trust score of 1.8. Ivy flagged it, I used a masked card, and the site disappeared two days later. My real card was never touched."
Join 50,000+ Protected Users
Pay without
risk.
Start using virtual cards to protect every purchase. Setup takes 60 seconds.
Cancel anytimeWorks on all devices