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Choose Your Level of Protection

Love it or your money back - no questions asked within 14 days.

Most Popular
Best for everyday personal use. Most people fit comfortably within the included limits.
Ivy Pro
Complete protection for individuals
$39/year
$3.25/month billed annually
Get Ivy Pro
  • Ivy AI Security Assistant
  • Unlimited password storage
  • Biometric authentication
  • Cross-device sync
  • 50 masked email addresses
  • 35 virtual cards (one-time funding)*
  • ACH & card funding
  • 1 masked phone number**
  • AI phishing protection
  • Website tracking alerts
  • Email & chat support

Virtual card fees: ACH: Fee-Free / Credit/Debit: 2.9% + $0.30

ACH funding available after account eligibility review.

*Masked cards available to US residents only

**Masked phones available in selected countries ?Supported countries: Austria, Belgium, Canada, Denmark, Finland, France, Ireland, Italy, Netherlands, Poland, Portugal, South Africa, Sweden, United Kingdom, United States.

Best for heavy users who need unlimited masks and reloadable virtual cards.
Ivy Ultimate
Maximum protection, zero limits
$99/year
$8.25/month billed annually
Get Ivy Ultimate
  • Advanced Ivy AI Assistant
  • Unlimited password storage
  • Biometric authentication
  • Cross-device sync
  • Unlimited masked emails
  • Unlimited virtual cards*
  • ACH & card funding
  • Reload cards anytime (Add Money)
  • 1 masked phone number**
  • AI phishing protection
  • Website tracking alerts
  • Priority support
  • Early access to features
  • Family sharing

Virtual card fees: ACH: Fee-Free / Credit/Debit: 2.9% + $0.30

ACH funding available after account eligibility review.

*Masked cards available to US residents only

**Masked phones available in selected countries ?Supported countries: Austria, Belgium, Canada, Denmark, Finland, France, Ireland, Italy, Netherlands, Poland, Portugal, South Africa, Sweden, United Kingdom, United States.

Compare plans

See exactly what you get with each plan.

FeatureIvy ProIvy Ultimate
Ivy AI Security Assistant✓✓ Advanced
Password storageUnlimitedUnlimited
Biometric authentication✓✓
Cross-device sync✓✓
Masked email addresses50Unlimited
Virtual cards35 (one-time)Unlimited
Reload cards (Add Money)—✓
ACH & card funding✓✓
Masked phone numbers11
AI phishing protectionComing soonComing soon
Website tracking alerts✓✓
Priority support—✓
Early access to features—✓
Family sharing—Coming soon
SOC 2 Type II
Certified compliance
99.9% Uptime
Enterprise reliability
Priority Support
Faster help from real humans

Frequently Asked Questions

Everything you need to know about our plans.

What's the difference between Pro and Ultimate?+
Pro gives you comprehensive protection with up to 50 masked emails and 35 virtual cards - perfect for most individuals. Ultimate removes all limits, adds the ability to top off your cards with Add Money, advanced AI features, and priority support - ideal for power users who want maximum flexibility.
How do virtual card fees work?+
Both plans support ACH bank funding with zero fees. If you fund with a credit or debit card, there's a 2.9% + $0.30 fee per transaction. Please note that ACH funding becomes available after an account eligibility review period. All new accounts start with credit/debit card funding.
What is the Add Money feature?+
Add Money lets you top off your virtual cards after the initial funding - only available with Ultimate. With Pro, you set the card balance once when you create it.
Can I cancel anytime?+
Yes! You can cancel your subscription at any time. If you cancel, you'll keep access until the end of your billing period. We don't believe in lock-ins.
What if I'm not satisfied?+
We offer a 14-day money-back guarantee. If you're not completely satisfied with Ivy, simply contact our support team within 14 days for a full refund - no questions asked.
What payment methods do you accept?+
We accept all major credit and debit cards (Visa, Mastercard, American Express, Discover). For virtual card funding, we also support ACH bank transfers for fee-free funding transactions after an eligibility period.
Is my data secure?+
Absolutely. We use bank-grade AES-256 encryption, are SOC 2 Type II certified, and employ a zero-knowledge architecture. We never see your passwords or personal data.
Where are masked phone numbers available?+
Masked phone numbers are currently available in 15 countries: Austria, Belgium, Canada, Denmark, Finland, France, Ireland, Italy, Netherlands, Poland, Portugal, South Africa, Sweden, United Kingdom, and United States. We're working to expand availability to more regions.
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